Credit Repair - Self Help

I finally received a letter from Asset Acceptance. It was the standard collection agency letter of course they said that I owe $300 in excess to what WFNNB / Victoria’s Secret had claimed that I owed, somehow the balance went from $600 to over $900 when it was taken over by Asset. The really amusing thing was that they also sent a reply to a validation request. I did not request validation as of yet, I simply requested correspondence. What they supplied as validation was laughable, I am going to have some fun with these people. I am going to prepare a letter and post it here when done for all readers to see.