Credit Repair - Self Help

I had initially sent a vaildation e-mail to Paragon Way, thinking they were not going to respond a couple weeks later I sent a validation letter certified mail. They responded first with a letter saying I owed them $$$$ on June 25th, then they followed that up with their “validation” which was nothing more than a computer printout of the account which was received on July 16, the very same day I sent a validation letter certified mail. When they are requested to validate they must validate this with the original creditor and verify that the person they are attempting to collect the debt from is the person that owes the debt. They did neither of these. I will wait until I get the receipt back from the certified letter and give them some time before I send a follow up letting them know that they did not in fact validate the debt.

On another note, I disputed some inquiries online with Equifax (CSC), as well as a Chase Manhattan account, and the original GEMB / Walmart account that is now being collected by LVNV. Sooooo, I also sent a validation e-mail to LVNV and a certified letter to LVNV concerning this account. I currently have a lot of disputes in progress, think it is time to sit back and wait for some of these things to unfold before I act anymore. Besides that everything left is pretty much still within Statute of Limitations and I don’t want to awaken any sleeping giants.