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	<title>Comments on: Do Credit Repair Programs Really Work?</title>
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	<link>http://repaircredit.datafeet.com/do-credit-repair-programs-really-work</link>
	<description>Sharing My Credit Repair Experiences</description>
	<pubDate>Thu, 11 Mar 2010 13:36:20 +0000</pubDate>
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		<title>By: Nekret J</title>
		<link>http://repaircredit.datafeet.com/do-credit-repair-programs-really-work#comment-380</link>
		<dc:creator>Nekret J</dc:creator>
		<pubDate>Sat, 08 Nov 2008 16:38:25 +0000</pubDate>
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		<description>The way they 'create' a new credit file is typically by creating some variety of fraudulent identity. Then they will take your money and run leaving you with federal charges. A lot of these illegal services can be identified when they ask for money up front which is illegal (see the ftc link).

One credit service I know and trust is National Consumer Credit Service ( ) They offer a pay for performance option so that you only pay for items they are able to remove or improve on your credit report.

In addition they have a great Q&#038;A section on credit and credit repair subjects.</description>
		<content:encoded><![CDATA[<p>The way they &#8216;create&#8217; a new credit file is typically by creating some variety of fraudulent identity. Then they will take your money and run leaving you with federal charges. A lot of these illegal services can be identified when they ask for money up front which is illegal (see the ftc link).</p>
<p>One credit service I know and trust is National Consumer Credit Service ( ) They offer a pay for performance option so that you only pay for items they are able to remove or improve on your credit report.</p>
<p>In addition they have a great Q&#038;A section on credit and credit repair subjects.</p>
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		<title>By: melone l</title>
		<link>http://repaircredit.datafeet.com/do-credit-repair-programs-really-work#comment-379</link>
		<dc:creator>melone l</dc:creator>
		<pubDate>Sat, 08 Nov 2008 11:11:51 +0000</pubDate>
		<guid isPermaLink="false">http://repaircredit.datafeet.com/do-credit-repair-programs-really-work#comment-379</guid>
		<description>To be frank, they cannot do anything that you cant do on your own. The best thing would be to read the following articles and gain an insight:

Debt Consolidation - Get Out Of Debt  

How to Hire a Debt Counselor? 

What is Debt Relief? 

Debt Management and Building Wealth

How to lower your debts?  

How to reduce debt : How to lower your expenses? 

Building Wealth by Reducing Debt

How to Manage Your Credit Card Debt?</description>
		<content:encoded><![CDATA[<p>To be frank, they cannot do anything that you cant do on your own. The best thing would be to read the following articles and gain an insight:</p>
<p>Debt Consolidation - Get Out Of Debt  </p>
<p>How to Hire a Debt Counselor? </p>
<p>What is Debt Relief? </p>
<p>Debt Management and Building Wealth</p>
<p>How to lower your debts?  </p>
<p>How to reduce debt : How to lower your expenses? </p>
<p>Building Wealth by Reducing Debt</p>
<p>How to Manage Your Credit Card Debt?</p>
]]></content:encoded>
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	<item>
		<title>By: jacksaw</title>
		<link>http://repaircredit.datafeet.com/do-credit-repair-programs-really-work#comment-378</link>
		<dc:creator>jacksaw</dc:creator>
		<pubDate>Thu, 06 Nov 2008 22:21:24 +0000</pubDate>
		<guid isPermaLink="false">http://repaircredit.datafeet.com/do-credit-repair-programs-really-work#comment-378</guid>
		<description>99% it will not work</description>
		<content:encoded><![CDATA[<p>99% it will not work</p>
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	<item>
		<title>By: indiana_crank</title>
		<link>http://repaircredit.datafeet.com/do-credit-repair-programs-really-work#comment-377</link>
		<dc:creator>indiana_crank</dc:creator>
		<pubDate>Wed, 05 Nov 2008 18:13:05 +0000</pubDate>
		<guid isPermaLink="false">http://repaircredit.datafeet.com/do-credit-repair-programs-really-work#comment-377</guid>
		<description>These are generally scams.  They ask for money up front and they don't do much.  They can't give you a new credit file or "erase" anything.</description>
		<content:encoded><![CDATA[<p>These are generally scams.  They ask for money up front and they don&#8217;t do much.  They can&#8217;t give you a new credit file or &#8220;erase&#8221; anything.</p>
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