Introducing Asset Acceptance Collection Agency - A Real Slime Ball
I have seen them referred to as “Ass Hat” Acceptance on more than one occasion , which I find quite humorous. Fortunately I have never had the pleasure of dealing with these scumbag bottom feeders, that is, until now. This is why credit repair is a never ending process.
I received a phone call from Asset Acceptance regarding a past due debt. Of course I did not answer the phone call and they left a voice mail. I returned their call on Tuesday of this week to inquire as to what this past due account was. They informed me that they were collecting on behalf of WFNNB / Victoria Secret, I busted out in a loud roar of laughter. Those that have read previous posts, know the trouble I have had with this particular account. When I finally calmed down from the uncontrollable laughter, the lady on the other end wanted to know what was so funny. I said it is very humorous that you people are purchasing debt that is past the statute of limitations for collecting in the State of Texas. She said that no they were not and that I would have a chance to pay this debt before they reported to the credit bureaus. I then just told her to send me a dunning letter, first she asked what that was, then I told her not to be stupid. She told me that they had already sent one the previous week. Needless to say I have still not received it. I think they are just fishing for a sucker to pay on some noncollectable debt.
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is this the same Asset Acceptance LLC in brandon florida?
If this is the same company as the ass,accept,LLC in Brandon Fl I have had a problem with this company for years who threatened to garnish wages,report me to credit agencies,told me about vehicles in my name then threatened to take vehicles,threatened to sue me in which I have no proof I did not know to record phone calls.I do know when I told the court about their practices they only leave messages and do not call every day. They served me with papers,took me to court. the judge sent me home to negotiate and told me to pay 100.00/mo never saying what I would actually owe. Upon going home they called and want me to sign a paper saying I will pay them 20k.They had sent me as proof that I owed a copy where they payed fleet bank 13k for the debt.Before going to court I payed a bankruptcy lawyer $100 who basically told me I was screwed and left me a definite impression he thought I was a dead beat.I am not signing any agreement with these creeps as far as I am concerned I have payed them $1600 too much.Is there a law that you have to be informed what they actually pay for debts Like if they paid 1600 and then want 20k isn’t that like usury/gouging. I did not know anything about the law of limitation in Florida that the debt was over the 4 yr limitations.so from here i don’t know what to do.